Who Pays If A Passenger in My Boat Is Injured?

In Cincinnati, OH, boat owners can turn to the reputable agents of Greater Cincinnati Insurance Services to learn how to protect themselves from financial loss if an accident occurs while they are out boating on nearby lakes and rivers. For as hard as you try to prevent them, boating mishaps do occur. It’s in your best interest as a boat owner to be prepared by having the proper insurance in place at all times. 

Where Does the Fault Lie?

If someone is injured in your boat, you will need to determine who is at fault if the injury is the result of an accident. In most cases, the injured person’s medical bills will be the responsibility of the person or persons who caused the accident. Unfortunately, there are boaters out there who may not have insurance on their watercraft. If this is the case, it will more than likely fall on your shoulders as the boat owner to pay for the person’s medical needs.

It Pays to Have Boat Insurance!

Having the proper amount of boat insurance in place can prevent you from experiencing significant financial loss. Many states require boat owners to carry insurance on their watercraft just like they do their car or motorcycle. You can find out what the requirements are by talking to your insurance agent.

The agents of Greater Cincinnati Insurance Agency are available to answer questions that Cincinnati, OH boat owners may have. If you want to make sure you have the right amount of boat insurance or want to have your policy reviewed, set up an appointment with an agent and have them go over your policy today!