If you own a boat and plan on putting it in a body of water, you need boat insurance. You can find out more by contacting Greater Cincinnati Insurance Services in Cincinnati, OH. Our agents are friendly and eager to answer your questions.
Boat insurance is a valuable thing to have when you head out to put your boat in the water and enjoy a sunny day. You’re not thinking about anything except the sun and fun that’s about to be had.
The insurance covers several things, including damage to the boat, the motor, the trailer, and any personal items on the ship. It also protects the owner against any liability lawsuits and any medical payments.
If the boat is involved in an accident, the insurance will cover any damage to your boat or replace the boat if it is not repairable. What is not included in the insurance wreckage clean up, but you can purchase additional insurance to cover that. It’s a good idea to be prepared for a boat accident. If you don’t have insurance, prepare to pay a hefty price for someone to clean up the mess.
Property Damage Liability
If you accidentally hit the dock, another boat, or any other number of things at the marina, the repairs can be very costly. Why take the chance of draining your savings because of one simple expensive mistake?
Bodily Injury Liability
Unfortunately, there is always the possibility that a great day on the lake will turn into a terrible or even tragic day. If you are involved in a boat collision, people are likely to get injured. The coverage covers medical/hospital bills, wages that are lost, pain and suffering, and legal fees if you are sued.
If you need boat insurance, call Greater Cincinnati Insurance Services in Cincinnati, OH to set up an appointment.